Overview
Florida has one of the most active RON markets in the country, driven by its large population, active real estate sector, and high volume of legal and financial transactions. Florida RON is administered by the Department of State (not "Secretary of State" - Florida uses Department of State) and features several distinctive requirements: a 10-year record retention obligation (the longest nationally), a $50 RON application fee, and a fast processing time of just 1-2 weeks. Florida also has a very low annual notary bond cost (~$40/year).
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Florida commissions are 4-year terms. Florida’s $50 application fee is among the higher fees nationally, but the fast 1-2 week processing and Florida’s massive RON market make it one of the most active states for national RON platforms. Once authorized, Florida RON notaries can serve signers anywhere in the country – and Florida is consistently one of the highest-volume states on platforms like Notarize.
Florida RON Legal Framework
Florida’s RON requirements under Florida Statutes Chapter 117:
- Active Florida notary commission (4-year term) issued by the Department of State
- Florida residency (for new commissions) or place of employment/business in the state
- Completion of a state-approved RON education course
- RON application submitted online through the Department of State
- $50 RON application fee
- Use of a Department of State-approved RON technology solution
- Two-way real-time audio-visual communication for every remote session
- Identity verification using credential analysis and/or knowledge-based authentication
- Electronic journal entry required per notarial act
- Audio-visual recording retained for 10 years (longest retention requirement nationally)
- Tamper-evident technology required for all electronic documents
Florida’s 10-Year Record Retention: The Longest in the Country
Florida requires audio-visual recordings of remote notarial sessions to be retained for 10 years – the longest mandatory retention period of any state in the country. Most states require 5-7 years or less. What this means operationally:
- Your RON platform must be able to store recordings for 10 years – or you must arrange long-term storage independently
- Before selecting a platform for Florida RON work, verify the platform’s recording storage policy and whether 10-year storage is included or costs extra
- If you change platforms, ensure recordings from the previous platform are preserved for the full 10-year period
- Electronic journal records are also subject to the retention requirement
This 10-year requirement is one of the most important operational considerations when establishing a Florida RON practice. Verify current retention requirements at notaries.dos.state.fl.us.
Florida’s Department of State – Not Secretary of State
Florida administers notary commissions and RON applications through the Department of State – not the Secretary of State’s office. The online application portal is at notaries.dos.state.fl.us. When following national RON guides that reference “Secretary of State,” substitute “Department of State” for Florida. The Governor’s office also plays a role in Florida notary commission issuance – applications go through the Department of State but the commission is issued by the Governor’s office. This dual-path is unique to Florida.
Florida’s $50 RON Application Fee and Fast Processing
Florida charges $50 for the RON application – matching Tennessee as one of the higher fees nationally. However, Florida’s processing time of just 1-2 weeks is among the fastest in the country. Most states take 2-4 weeks. This fast turnaround means Florida RON authorization can be obtained quickly once all prerequisites are met. The $50 fee and 1-2 week window should be factored into startup timelines – plan to submit during a period when you can begin operating within 2 weeks of submission.
Florida’s Low Annual Bond Cost
Florida’s notary commission bond runs approximately $40/year – among the lowest annual bond costs of any state requiring a bond. This low recurring cost makes Florida’s total annual operating expenses competitive despite the higher upfront RON application fee. Florida’s bond is required for the traditional commission and covers RON activities under the same commission.
Florida-Approved RON Technology Solutions
Florida requires use of a Department of State-approved RON technology solution. Florida has one of the most active approved-provider ecosystems in the country due to the state’s RON volume. Platforms approved for Florida include:
- Notarize (Proof) – consistently one of the highest-volume Florida markets nationally
- NotaryLive – scheduling and session management
- DocVerify – enterprise and financial document workflows
- SIGNiX – mortgage and title company integrations
- Pavaso – real estate closing focus, active in Florida’s market
- eNotaryLog – Florida-focused RON platform
Verify the current Florida-approved list at notaries.dos.state.fl.us before applying. Confirm your chosen platform supports 10-year recording storage for Florida compliance.
What Florida RON Notaries Can Notarize
Florida RON covers acknowledgments, oaths and affirmations, jurats, and signature witnessing. Florida’s large market means high volume across all categories:
- Real estate and mortgage documents – Florida’s massive residential and commercial real estate markets (Miami, Orlando, Tampa, Jacksonville, Fort Lauderdale)
- Legal documents – powers of attorney, trusts, affidavits (Florida has a large retiree population with estate planning needs)
- Business documents – corporate documents, LLC formations, financial agreements
- Financial documents – loan signings, refinancing, HELOC documents
- Out-of-state signers – Florida RON notaries can serve signers anywhere nationally
Common Mistakes Florida RON Notaries Make
- Selecting a platform without confirming 10-year recording storage capability
- Not budgeting for the $50 RON application fee
- Using a platform not on Florida’s current Department of State-approved list
- Performing remote sessions before receiving Department of State approval
- Changing platforms without transferring 10 years of recordings from the prior platform
Before You Start
Florida RON requires Department of State approval before any remote session. Complete the state-approved RON education course, confirm your platform supports 10-year recording retention, submit the online application with the $50 fee, and wait for the 1-2 week confirmation. Official reference: Florida Department of State – Notary Public.
Prerequisites
- Active Florida notary commission (4-year term, Department of State)
- Florida residency or place of employment/business
- Completion of state-approved RON education course
- RON application approved by Department of State
- Use only Department of State-approved RON technology solution
- Platform must support 10-year audio-visual recording retention
- Electronic journal required per notarial act
- 10-year record retention for all remote session recordings (longest nationally)
Steps
Confirm your active Florida notary commission through the Department of State (4-year term) - note: Florida uses Department of State, not Secretary of State
Complete a state-approved RON education course
Select a Department of State-approved RON technology solution - confirm it supports 10-year recording storage (Florida''s mandatory retention period)
Submit the online RON application through notaries.dos.state.fl.us
Pay the $50 RON application fee
Wait for Department of State approval (1-2 weeks - one of the fastest processing times nationally)
Set up electronic seal, electronic journal, and audio-visual recording on your approved platform
Confirm your platform''s recording retention policy covers the full 10-year requirement
Begin performing remote notarizations after receiving approval confirmation
Training & Exam
Training:
State-approved RON education course required before the application. Covers Florida RON law (Chapter 117), remote session procedures, identity verification, tamper-evident technology requirements, and the 10-year record retention obligation. Verify approved education providers at notaries.dos.state.fl.us.
Exam:
No separate RON exam beyond the required education course. Florida requires education completion but not a standalone exam. Submit proof of education completion with the RON application.
Bond & E&O
Bond:
Florida notary commission bond: approximately $40/year - one of the lowest annual bond costs nationally. The bond is required for the traditional commission and covers RON activities under the same commission.
E&O Insurance:
E&O insurance recommended: $150-$300/year for Florida RON notaries. Florida's large market volume and 10-year record retention period mean E&O coverage should be maintained for the duration of the retention period.
Costs Breakdown
- RON application fee: $50
- State-approved RON education course: $50-$125
- Florida notary commission bond: ~$40/year (one of the lowest nationally)
- Approved RON technology solution: $20-$50/month
- Long-term recording storage (10-year): verify with platform (may be additional cost)
- E&O insurance (recommended): $150-$300/year
Timeline
1-2 weeks after complete online application submission to the Florida Department of State - one of the fastest processing times nationally
Apply & Official Links
FAQ
How long must Florida RON recordings be retained?
10 years - the longest mandatory recording retention period of any RON state in the country. Verify your platform supports 10-year storage before committing to it for Florida RON work.
Does Florida use the Secretary of State or Department of State for notary administration?
Florida uses the Department of State - not the Secretary of State. The notary portal is notaries.dos.state.fl.us.
How fast does Florida process RON applications?
1-2 weeks - among the fastest processing times nationally. Most states take 2-4 weeks.
What is the Florida RON application fee?
$50, submitted online through the Department of State portal.
What is Florida''s annual notary bond cost?
Approximately $40/year - one of the lowest annual bond costs nationally. Florida''s low bond cost partially offsets the higher $50 RON application fee.
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