Overview
Michigan was one of the first states in the country to authorize remote online notarization, passing Public Act 391 of 2018, effective January 1, 2019. The Michigan framework uses an approved vendor model: commissioned notaries do not need to register with the state separately, but they must use a Michigan-approved electronic or remote notarization vendor and follow the state's electronic notarization standards.
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Michigan’s early adoption of RON means the framework is mature and well-tested. The key requirement is vendor approval – Michigan maintains an official list of approved systems, and using an unapproved platform voids the notarization. Once you have your commission and an approved vendor set up, you can begin taking remote sessions without filing any additional state paperwork.
Michigan RON: PA 391 of 2018 – What It Actually Says
Michigan’s RON law has several features that differ from states that adopted frameworks later:
- No separate RON registration or application required – your existing notary commission covers remote acts when performed on an approved system
- The notary must be physically located in Michigan during the session (the signer can be anywhere)
- Approved vendor platforms must provide identity verification, tamper-evident sealing, and audio-visual communication
- Electronic journal entries required for every remote act
- Audio-video recordings must be retained for 3 years (shorter than most states)
- The maximum fee per remote notarial act is $20
- The notarial certificate must include a statement that the act was performed using communication technology
Michigan’s Approved Vendor System: How It Works
Michigan’s Department of State maintains a list of approved electronic/remote notarization technology providers. You must select from this list – you cannot use a platform that has not been approved by Michigan, even if it is widely used in other RON states. This is the most common point of confusion for Michigan notaries.
Platforms that have been on Michigan’s approved list include:
- Notarize (Proof) – largest consumer-facing volume in Michigan, pays per completed session
- NotaryLive – flexible scheduling, strong notary-side experience
- DocVerify – enterprise and financial document workflows
- SIGNiX – mortgage and title company integrations
- Pavaso – real estate closing focus
Always verify the current approved vendor list with the Michigan Department of State before committing to a platform. Approval status can change.
Your Electronic Notary Setup in Michigan
Because Michigan does not require state registration, your setup is entirely platform-driven. Before your first session you need:
- Electronic seal – must display your name, state, commission expiration date, and commission number. Your approved vendor platform generates this, but verify it matches your Michigan commission exactly.
- Electronic journal – required per act. Most Michigan-approved platforms maintain this automatically.
- Certificate language – your notarial certificate must state the act was performed using communication technology and that the signer appeared by audio-visual means. Approved platforms handle this language automatically in their certificate templates.
- Identity verification – credential analysis plus KBA is standard on Michigan-approved platforms.
Michigan’s $20 Fee Cap
Michigan caps remote notarial act fees at $20 per act. This is higher than the traditional in-person cap of $10, reflecting the additional technology overhead. Most consumer-facing platforms like Notarize charge the end client directly and pay the notary a per-session fee – the fee cap governs what you charge if billing clients directly.
What Michigan RON Notaries Can Notarize
Michigan RON covers acknowledgments, oaths and affirmations, jurats, and signature witnessing. Practical volume comes from:
- Real estate and mortgage closings – Michigan has a strong title and closing industry that has embraced RON
- Loan documents – high repeat volume through lender platforms
- Legal documents – powers of attorney, affidavits, business documents
- Out-of-state signers – the notary must be in Michigan, but signers can be anywhere
Common Mistakes Michigan RON Notaries Make
- Using a platform not on Michigan’s approved vendor list – this voids the notarization
- Not including the required communication technology statement in the certificate
- Charging more than $20 per remote notarial act
- Not retaining audio-video recordings for the required 3 years
- Performing remote sessions while physically outside Michigan
Before You Start
Michigan’s no-registration model is convenient but requires discipline around vendor compliance. Confirm your vendor is currently approved before taking your first job. Official reference: Michigan Department of State – Notary Public.
Prerequisites
- Active Michigan notary commission
- Use only a Michigan Department of State approved vendor platform
- Notary must be physically in Michigan during each session
- Electronic journal required per act
- Audio-video recording retained 3 years
- Certificate must include communication technology statement
Steps
Confirm your active Michigan notary commission through the Department of State
Review Michigan PA 391 of 2018 and the current approved vendor list
Select a Michigan-approved RON vendor from the official Department of State list
Create your account and complete onboarding on the approved platform
Configure your electronic seal - must match your Michigan commission exactly
Verify your platform's certificate template includes the required communication technology statement
Set up electronic journal and confirm the platform retains audio-video recordings
Begin taking remote sessions - no state registration or application required beyond your commission
Training & Exam
Training:
No state-mandated RON training. Michigan Secretary of State notary guide covers electronic notarization requirements. NNA Michigan-specific materials available ($30-$50). Recommended but not required before first session.
Exam:
No exam required for Michigan RON. Your existing notary commission covers remote acts performed on an approved vendor platform.
Bond & E&O
Bond:
$10,000 surety bond required for Michigan notary commission
E&O Insurance:
E&O insurance recommended; $500,000 coverage typical for professional notaries. Not state-mandated but required by many platforms.
Costs Breakdown
- Michigan notary commission: ~$10 state fee
- Notary bond: $10,000 (~$25-$50/year)
- RON platform/vendor: $0-$30/month
- Digital certificate/e-seal: $50-$100/year
- E&O insurance (recommended): $75-$150/year
- Maximum fee per remote act: $20
Timeline
Traditional commission: 2-4 weeks. RON activation: immediate once approved vendor account is set up - no state filing required
Apply & Official Links
FAQ
Do Michigan notaries need to register separately for RON?
No. Michigan does not require a separate RON registration or application. Your existing notary commission authorizes remote acts as long as you use an approved vendor platform and follow PA 391 of 2018 requirements.
Which platforms are approved for Michigan RON?
Michigan maintains an official approved vendor list through the Department of State. Platforms that have been approved include Notarize (Proof), NotaryLive, DocVerify, SIGNiX, and Pavaso. Always verify the current list before choosing a platform.
What is the fee cap for remote notarial acts in Michigan?
$20 per notarial act, compared to $10 for traditional in-person notarizations.
Does the notary need to be physically in Michigan during a remote session?
Yes. Michigan law requires the notary to be physically located in Michigan during each remote session. The signer can be anywhere.
How long must audio-video recordings be retained in Michigan?
3 years from the date of the notarial act - shorter than most RON states.
What happens if I use a platform not on Michigan's approved list?
The notarization is void and non-compliant. Always verify your vendor is currently on the Michigan approved list before taking sessions.
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