Overview
Tennessee authorized RON in 2020 through the Tennessee Secretary of State. Tennessee requires an active notary commission with a $10,000 surety bond, completion of required RON training, and a separate RON registration with a $50 registration fee - one of the higher RON-specific fees nationally. Tennessee commissions are 4-year terms. Once registered, Tennessee RON notaries can serve signers anywhere in the country.
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Tennessee’s $50 RON registration fee stands out nationally – most states charge $10-$25 for the RON authorization. The $10,000 commission bond is mid-range. Tennessee’s real estate market – especially the Nashville metro, Memphis, and Knoxville areas – provides strong RON demand, and the ability to serve national signers makes Tennessee a viable multi-market RON state.
Tennessee RON Legal Framework
Tennessee’s RON requirements (authorized 2020):
- Active Tennessee notary commission (4-year term) issued by the Secretary of State
- $10,000 surety bond required for the traditional commission
- Tennessee residency or place of business/employment in the state
- Completion of required RON training
- RON registration application submitted to and approved by the Secretary of State
- $50 RON registration fee
- Use of a Secretary of State-approved RON platform
- Two-way real-time audio-visual communication for every remote session
- Identity verification using approved methods (credential analysis and/or KBA)
- Electronic journal entry required per notarial act
- Audio-visual recording retained per state requirements
Tennessee’s $50 RON Registration Fee
Tennessee charges $50 for the RON registration – higher than the $10-$25 most states charge. For context:
- Tennessee RON registration: $50
- North Carolina eNotary registration: $50 (similar)
- Pennsylvania RON license: $42
- Minnesota RON registration: $20
- Nebraska RON registration: $20
- Washington RON application: $10
Factor this higher fee into the total startup cost calculation alongside the commission bond, training, and platform setup. Verify the current fee at sos.tn.gov/notary as fees may be updated.
Tennessee’s $10,000 Bond Requirement
Tennessee requires a $10,000 surety bond as part of the traditional notary commission application. The bond is submitted with the commission application – before the RON registration. Annual premium for a $10,000 bond typically runs $50-$100. The bond covers all notarial conduct including RON activities under the same commission. Verify current requirements at sos.tn.gov/notary.
Tennessee RON Training Requirement
Tennessee requires completion of RON training before the registration application. Training covers Tennessee RON law, remote session procedures, identity verification methods (credential analysis and knowledge-based authentication), and electronic journal requirements. Verify the current approved training at sos.tn.gov/notary before enrolling. Keep the completion certificate to submit with the registration application.
Tennessee-Approved RON Platforms
Tennessee requires use of a Secretary of State-approved RON platform. Platforms that have been approved for Tennessee RON include:
- Notarize (Proof) – high consumer session volume, strong Tennessee market
- NotaryLive – scheduling and session management
- DocVerify – enterprise and financial document workflows
- SIGNiX – mortgage and title integrations
- Pavaso – real estate and mortgage document focus
Verify the current Tennessee-approved list at sos.tn.gov/notary before the registration application.
What Tennessee RON Notaries Can Notarize
Tennessee RON covers acknowledgments, oaths and affirmations, jurats, and signature witnessing. Volume areas:
- Real estate and mortgage documents – Tennessee’s high-growth residential markets in Nashville, Memphis, Knoxville, and Chattanooga
- Legal documents – powers of attorney, affidavits, estate documents
- Business documents – corporate and LLC documents, financial agreements
- Out-of-state signers – Tennessee RON notaries can serve signers anywhere nationally
Common Mistakes Tennessee RON Notaries Make
- Not budgeting for the $50 RON registration fee – higher than most states
- Not having the $10,000 bond in place before the commission application
- Using a platform not on Tennessee’s current SoS-approved list
- Performing remote sessions before receiving registration confirmation
Before You Start
Tennessee RON requires SoS registration before any remote session. Secure the $10,000 commission bond, complete the commission application, complete required training, submit the RON registration with platform information, pay the $50 fee, and wait for confirmation. Official reference: Tennessee Secretary of State – Notary Public.
Prerequisites
- Active Tennessee notary commission (4-year term)
- $10,000 surety bond required for commission
- Tennessee residency or place of business/employment in state
- Completion of required RON training (proof submitted with registration)
- RON registration confirmed by Secretary of State
- Use only SoS-approved RON platform
- Electronic journal required per act
- Audio-visual recording retention required
Steps
Obtain the $10,000 surety bond required for the Tennessee notary commission
Submit the traditional notary commission application to the Tennessee Secretary of State (4-year term)
Confirm active commission status
Complete required RON training and obtain proof of completion
Review the current Tennessee-approved RON platform list at sos.tn.gov/notary
Select an approved RON platform
Submit the RON registration application to the Tennessee Secretary of State with training proof and platform information
Pay the $50 RON registration fee (one of the higher fees nationally)
Wait for SoS registration confirmation (2-4 weeks) before performing any remote sessions
Set up electronic seal, electronic journal, and audio-visual recording on your approved platform
Training & Exam
Training:
Required RON training before the registration application. Covers Tennessee RON law (authorized 2020), remote session procedures, credential analysis and KBA identity verification, and electronic journal requirements. Verify approved training at sos.tn.gov/notary. Proof of completion required with application.
Exam:
No separate standalone RON exam beyond required training. Competency verification included in training. Submit proof of completion with the SoS RON registration application.
Bond & E&O
Bond:
$10,000 surety bond required for the Tennessee notary commission - submitted with the commission application before applying for RON registration. Covers RON activities under the same commission. Annual premium typically $50-$100.
E&O Insurance:
E&O insurance recommended; $500,000 coverage typical. Not state-mandated. Tennessee RON notaries serving national signers should carry adequate coverage for out-of-state transaction risk.
Costs Breakdown
- RON registration fee: $50 (one of the higher fees nationally)
- $10,000 surety bond: ~$50-$100/year
- Required RON training: $75-$150
- Tennessee commission fee: ~$15 (verify at sos.tn.gov/notary)
- Approved RON platform: $25-$55/month
- Digital certificate/e-seal: $50-$100/year
- E&O insurance (recommended): $75-$150/year
Timeline
RON registration: 2-4 weeks after complete application submission to the Tennessee Secretary of State. Tennessee authorized RON in 2020.
Apply & Official Links
FAQ
What is Tennessee''s RON registration fee?
$50 - one of the higher RON application fees nationally. Most states charge $10-$25. Factor this into total startup cost alongside the commission bond and training.
What is Tennessee''s bond requirement for notary commission?
$10,000 surety bond, submitted with the traditional commission application. Annual premium typically $50-$100.
When did Tennessee authorize RON?
2020. Tennessee''s RON framework has been operational since then.
Can Tennessee RON notaries serve out-of-state signers?
Yes. Once registered, Tennessee RON notaries can serve signers located anywhere in the country.
Does Tennessee require training for RON registration?
Yes. Required RON training must be completed before the registration application. Proof of completion is submitted with the application.
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